Anyone who has signed up for a direct deposit or logged in to pay online with an eCheck has likely hit a similar snag: the need to find their routing number. Specifically, if you’re a member of Central Florida’s VyStar Credit Union, you need to know your VyStar Credit Union routing number. But you’re in luck because there’s a single routing number for all VyStar accounts: 263079276.
If you’re ever having trouble remembering the VyStar routing number, it also appears on your checks. In the bottom left corner, the computerized numbers printed at the bottom are your routing number followed by your account number and then check number. The first group of nine digits represents the VyStar bank routing number.
Check Also: The Bank of Hawaii (BOH) Routing Number
What Is a Vystar Routing Number?
When a financial institution receives a check or a request to process a transfer, the institution needs to be able to identify the checking account the funds will be coming from or, if you’re setting up your direct deposit, where they’re going to. Routing numbers are an essential way to help locate the bank and region in question for other banks or an automated clearing house that handles electronic transfers.
| Routing Number: 263078811 | Bank Name: ANCHOR 7 FEDERAL CREDIT UNION |
| Address: 2121 HURON ST | |
| City: JACKSONVILLE | |
| State: Florida | |
| Zip Code: 0000- | |
| Phone Number: (904) 786-6644 | |
| Routing Number: 263177741 | Bank Name: PINELLAS FEDERAL CREDIT UNION |
| Address: 10273 ULMERTON ROAD | |
| City: LARGO | |
| State: Florida | |
| Zip Code: 2300- | |
| Phone Number: (727) 586-4422 | |
| Routing Number: 263177754 | Bank Name: SPACE COAST CREDIT UNION |
| Address: P.O. BOX 419001 | |
| City: MELBOURNE | |
| State: Florida | |
| Zip Code: 0000- | |
| Phone Number: (321) 752-2222 | |
| Routing Number: 263079373 | Bank Name: SPACE COAST CREDIT UNION |
| Address: P.O. BOX 419001 | |
| City: MELBOURNE | |
| State: Florida | |
| Zip Code: 0000- | |
| Phone Number: (321) 752-2222 | |
| Routing Number: 263089800 | Bank Name: JM ASSOCIATES FEDERAL CREDIT UNION |
| Address: 8019 BAYBERRY ROAD | |
| City: JACKSONVILLE | |
| State: Florida | |
| Zip Code: 0000- | |
| Phone Number: (904) 443-6773 | |
| Routing Number: 263090938 | Bank Name: FLORIDA BAPTIST CREDIT UNION |
| Address: 1320 HENDRICKS AVE | |
| City: JACKSONVILLE | |
| State: Florida | |
| Zip Code: 0000- | |
| Phone Number: (904) 396-4208 | |
| Routing Number: 263281747 | Bank Name: ENDEAVOR FEDERAL CREDIT UNION |
| Address: 308 N SPRING STREET | |
| City: PENSACOLA | |
| State: Florida | |
| Zip Code: 0000- | |
| Phone Number: (850) 474-0970 | |
| Routing Number: 263289095 | Bank Name: HARVESTERS FED CREDIT UNION |
| Address: 480 HWY 29 SOUTH | |
| City: CANTONMENT | |
| State: Florida | |
| Zip Code: 0000- | |
| Phone Number: (850) 968-2233 | |
| Routing Number: 266080204 | Bank Name: POWER FINANCIAL CREDIT UNION |
| Address: 2020 NW 150TH AVE | |
| City: PEMBROKE PINES | |
| State: Florida | |
| Zip Code: 0000- | |
| Phone Number: (954) 538-4400 | |
| Routing Number: 266080398 | Bank Name: FINANCIAL FEDERAL CREDIT UNION |
| Address: 22 E. FLAGER STREET | |
| City: MIAMI | |
| State: Florida | |
| Zip Code: 0737- | |
| Phone Number: (305) 577-1328 | |
| Routing Number: 267080177 | Bank Name: SPACE COAST CREDIT UNION |
| Address: P.O. BOX 419001 | |
| City: MELBOURNE | |
| State: Florida | |
| Zip Code: 0000- | |
| Phone Number: (321) 752-2222 |
What do Do Bank Routing Numbers mean?
Each combination of numbers within your routing number has a different significance. The first four digits indicate which district of the Federal Reserve Bank the bank is located in, and the second four digits are there to identify the bank itself. That last digit is actually determined with an algorithm and verifies the authenticity of the check.
Many banks that facilitate international money transfers have a separate SWIFT code to help them communicate with foreign banks. VyStar, however, does not have a SWIFT code and doesn’t handle outgoing international wire transfers.
Meaning of Bank Routing Number
The nine digits used to create the routing number has some specific meaning and significance. The nine-digit code is actually divided into three different segments:
- First Segment, the first four digits of the code: It indicates the district of the Federal Reserve Bank in which the bank is located.
- Second Segment, the next four digits: It is used to indicate the bank itself.
- Third Segment, the last digit of the code: It is used to verify the authenticity of the check.
One can now make an international fund transfer easily, but for making a secure transfer, it is essential to know the routing number of the bank in which the fund needs to be transferred and the SWIFT code.
This code is highly useful for making an international wire transfer. Wire transfer of money is the fastest mode of receiving funds in your VyStar account.
Which VyStar routing number should you use?
The routing number you need will depend on the transaction. You might need one number to receive ACH transfers, and another to set up automated bill payments.
A bank might have a few different routing numbers, but they’ve never shared with other banks. This helps to make sure your payment ends up where it’s meant to.